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Health Insurance

"assuHEALTH" Program

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The "assuHEALTH" program is a comprehensive health insurance product. It covers the treatment of healthcare conditions incurred following sickness and/or accidents.

The territoriality of the coverage is throughout the Middle East, North Africa and France. The basic plan under this program is the In-Hospital plan. Additional but optional covers can also be selected. These include the Ambulatory, the Prescription Medicines and the Doctor visits Plans.

  • Unlimited financial coverage per case per year
  • All diagnostic endoscopic procedures and all surgical procedures
  • One-day treatment basis (endoscopy, gastroscopy, chemotherapy, radiotherapy etc.)
  • Emergency treatments (medical/ surgical) are fully integrated under this plan.
  • Pre-operative tests are covered under the In-Hospital Plan.
  • Physiotherapy treatment related to a covered hospitalization
  • Maternity is covered after 300 days waiting period (unless continuity is provided). When it is covered, babies are granted a Guaranteed Renewability from day one, whatever their state of health is. They are covered free of charge till the end of the current contract.
  • Coverage of Parental Accommodation benefit that provides a “free of charge” extra-bed for one parent accompanying a confined child aged less than 18y.
  • Direct billing coverage of claims (emergency and cold cases) incurred in France and the MENA region (Middle East and North Africa) applicable to the policyholder and his direct dependents residing in Lebanon.
  • All emergency hospitalization abroad will be covered up to USD 65’000.00 per person per year. This additional cover excludes pre-existing cases and includes international assistance served by AXA Assistance.
  • Additional features: Nursery/Incubator for newborn covered with no limitation of days, Transient Neonatal Jaundice, Dialysis sessions for Acute Renal Failure (initial admission), Surgery related to Cornea transplant, valves relating to heart surgery, unlimited prosthesis related to post-traumatic accidents, prosthesis following sickness limited to USD 30,000 per prosthesis, epidurals related to covered maternities...
  • The major feature of this plan is the Lifetime Guaranteed Renewability, which gives the insured a lifetime cover free of specific exclusion or limitation, whatever his state of health is. This GR feature is granted as from day 1 for all medically eligible adherents below age 64. Others will be subject to a one-year waiting period.

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