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Unforeseen events may attack your property, although we think they won't. Protect your property with smoke detectors and fire extinguishers but most of all be well protected by an insurance policy.



Property All Risks

This insurance can be tailored to suit the client's need. It can be extended beyond the standard fire insurance to cover the property against any loss or accident unless excluded in the general conditions of the policy.


Fire & Allied Perils

Fire and allied perils to Construction & Contents
  • Lightning
  • Explosion
  • Deletion of electrical clause
  • Impact of vehicles
  • Falling aircraft
  • Accidental Smoke
  • Water / Rain water damage
  • Glass breakage

Natural Disasters
  • Earthquake
  • Storm, Tempest, Flood

Neighbor's Recourse
  • Loss of use / Profits / Rent
  • Removal of debris
  • Expert & Architect fees

  • Burglary following forcible entry & Hold-up

    Business Interruption

    • Third Party Liability
    • Material Damage
    • Bodily Injury
    • Consequential Loss



Assuroof Platinum for Homes - Product Features

Assuroof Platinum is one of the best comprehensive insurance plans in the local market. We cover Fire and its Allied Perils, Natural Disasters and other additional risks including Burglary, Hold up and Third Party Liability among many others. The added value of this product remains not only in the number of features but in the definition of each feature.

Fire and allied perils to Construction & Contents
  • Lightning
  • Explosion/ Implosion
  • Damage to electrical apparatus
  • Deletion of electrical clause
  • Impact of land vehicles, horses and other animals
  • Falling aircraft and space craft, sonic boom

Natural Disasters
  • Earthquake, Tidal wave, Tsunami
  • Storm, Tempest, Flood
  • Hurricane, Cyclone, Tornado
  • Snow, Avalanche, Hail and landslide

Various cover
  • Accidental Smoke
  • Water / Rain water damage and other liquids, frost including search fees for water leakage origin
  • Glass breakage

Neighbor's/ Third party's/ Co-owner's Recourse

Malicious Acts, Vandalism, Strikes, Riots & Civil Commotions

  • Loss of use
  • Removal of debris
  • Expert & Architect fees

Burglary following forcible entry & Hold-up

Third Party Liability
  • Material Damage
  • Immaterial Damage (consequential loss)
  • Bodily Injury
Loss due to falling trees, electrical poles

Servants and visitors property following all insured perils

Work related accidents to workers or servants at home


Assuroof Platinum for Offices - Product Features

Assuroof Platinum is one of the best comprehensive insurance plans in the local market. We cover Fire and its Allied Perils, Natural Disasters and other additional risks including Burglary, Hold up and Third Party Liability among many others. The added value of this product remains not only in the number of features but in the definition of each feature.

Fire and allied perils to Construction & Contents
  • Lightning
  • Explosion/ Implosion
  • Deletion of electrical clause
  • Impact of land vehicles, horses and other animals
  • Falling aircraft and space craft, sonic boom

Natural Disasters
  • Earthquake, Tidal wave, Tsunami
  • Storm, Tempest, Flood
  • Hurricane, Cyclone, Tornado
  • Snow, Avalanche, Hail and landslide

Various cover
  • Accidental Smoke
  • Water / Rain water damage and other liquids, frost including search fees for water leakage origin
  • Glass breakage

Neighbor's/ Third party's/ Co-owner's Recourse

Malicious Acts, Vandalism, Strikes, Riots & Civil Commotions

  • Loss of use
  • Removal of debris
  • Expert & Architect fees

Burglary following forcible entry & Hold-up

Third Party Liability (Chef de famille)
  • Material Damage
  • Immaterial Damage (consequential loss)
  • Bodily Injury

Loss due to falling trees, electrical poles

Servants and visitors property following all insured perils

Work related accidents to workers or servants at office


Assuroof Platinum for light Shops - Product Features

Assuroof Platinum is one of the best comprehensive insurance plans in the local market. We cover Fire and its Allied Perils, Natural Disasters and other additional risks including Burglary, Hold up and Third Party Liability among many others. The added value of this product remains not only in the number of features but in the definition of each feature.

Fire and allied perils to Construction & Contents
  • Lightning
  • Explosion/ Implosion
  • Deletion of electrical clause
  • Impact of land vehicles, horses and other animals
  • Falling aircraft and space craft, sonic boom

Natural Disasters
  • Earthquake, Tidal wave, Tsunami
  • Storm, Tempest, Flood
  • Hurricane, Cyclone, Tornado
  • Snow, Avalanche, Hail and landslide

Various cover
  • Accidental Smoke
  • Water / Rain water damage and other liquids, frost including search fees for water leakage origin
  • Glass breakage

Neighbor's/ Third party's/ Co-owner's Recourse

Strikes, Riots & Civil Commotions

  • Loss of use
  • Removal of debris
  • Expert & Architect fees

Burglary following forcible entry & Hold-up

Third Party Liability
  • Material Damage
  • Immaterial Damage (consequential loss)
  • Bodily Injury

Loss due to falling trees, electrical poles


Assuroof Platinum for Restaurants & Pubs - Product Features

Assuroof Platinum is one of the best comprehensive insurance plans in the local market. We cover Fire and its Allied Perils, Natural Disasters and other additional risks including Burglary, Hold up and Third Party Liability among many others. The added value of this product remains not only in the number of features but in the definition of each feature.

Fire and allied perils to Construction & Contents
  • Lightning
  • Explosion/ Implosion
  • Deletion of electrical clause
  • Impact of land vehicles, horses and other animals
  • Falling aircraft and space craft, sonic boom

Natural Disasters
  • Earthquake, Tidal wave, Tsunami
  • Storm, Tempest, Flood
  • Hurricane, Cyclone, Tornado, Landslide
  • Hail & Snow

Various cover
  • Accidental Smoke
  • Water / Rain water damage and other liquids, frost including search fees for water leakage origin
  • Glass breakage

Funds & Securities

Neighbor's/ Third party's/ Co-owner's Recourse

Strikes, Riots & Civil Commotions

Brawls

Machinery Breakdown

Stock of Deep Frozen Foods (1st loss) following any covered peril and machinery breakdown.

Dishonesty (1st loss)

  • Loss of use
  • Removal of debris
  • Expert, Architect & Decorators fees
  • Transportation, Replacement and Reinstallation
  • Reconstitution of Models.

Burglary following forcible entry & Hold-up

Third Party Liability
  • Bodily injuries, Material & Immaterial damages
  • Parking Liability
  • Liability for property in custody
  • Food poisoning
  • Defense

Workmen's compensation Defense
  • Employer’s liability


Assuroof Platinum for Pharmacies

Assuroof Platinum is one of the best comprehensive insurance plans in the local market. We cover Fire and its Allied Perils, Natural Disasters and other additional risks including Burglary, Hold up and Third Party Liability among many others. The added value of this product remains not only in the number of features but in the definition of each feature.

Fire and allied perils to Construction & Contents
  • Lightning
  • Explosion/ Implosion
  • Deletion of electrical clause
  • Impact of land vehicles, horses and other animals
  • Falling aircraft and space craft, sonic boom

Natural Disasters
  • Earthquake, Tidal wave, Tsunami
  • Storm, Tempest, Flood
  • Hurricane, Cyclone, Tornado, Landslide
  • Hail & Snow

Various covers
  • Accidental Smoke
  • Water / Rain water damage and other liquids, frost including search fees for water leakage origin
  • Glass breakage

Neighbor's/ Third party's/ Co-owner's Recourse

Strikes, Riots, Civil Commotions & Malicious Damage

Machinery Breakdown

Deterioration of Stock in Cold Storage following Machinery Breakdown

Business Interruption

Dishonesty (1st loss)

Loss of use

  • Removal of debris
  • Expert, Architect & Decorators fees
  • Transportation, Replacement and Reinstallation
  • Reconstitution of Models.

Burglary following forcible entry & Hold-up (Including Bank notes & Checks)

  • Cash in Transit

Third Party Liability

  • Bodily injuries & Material damages
  • Defense

Workmen's compensation

  • Employer’s liability


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