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Loss of or Damage to the Vessel insured (being hull, Materials, Engines, Machinery, Gear, Equipment and everything connected therewith) as per institute yacht clauses No. 328 if caused by any of the following perils:
  • Perils of the seas, rivers, lakes or other navigable waters
  • Fire, explosion
  • Violent theft by persons from outside the insured vessel
  • Jettison
  • Piracy
  • Contact with land conveyance, dock or harbor equipment or installation
  • Earthquake, volcanic eruption or lightning
  • Accidents in loading, discharging or shifting cargo or fuel
  • Bursting of boilers, breakage of shafts
  • Negligence of repairers or charterers provided such repairers or charterers are not an Assured hereunder or master officers or crew
  • Contact with aircraft, helicopters or similar objects, or objects falling here from

Liabilities to third parties ( include passengers and water skiers liability).

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